I thought I had this stuff straightened out last spring, although the new agent seemed a little dense at the time. Now it's time for new auto policy charges and guess what? I took a close look. Found that they were charging comprehensive and collision on two old cars we drove maybe 2K miles a year. We should get rid of those cars but they are not worth much if we sell them. Cancelled comprehensive and collision, saving us about $600 a year. But my joy was short-lived.
Looked at the "discounts" offered and saw that I was eligible for a new car discount last year when I bought my Hyundai in October. No one told me and now they say I had to ask for the discount when I enrolled the car. So buyer beware. Your agent will not flag this stuff for you.
It gets worse. Our boat insurance was terminated in June. No notification. I don't see our umbrella policy listed on this sooper dooper e - account, either.
Just check this stuff once or twice a year. Maybe more if your agent is under-trained or lazy.
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